Retirement Readiness

Estimated income remaining after federal taxes, state taxes, and pre-tax retirement contributions.

This amount is used to fund current expenses, Roth IRA contributions, and Additional Annual Savings.

This is a planning estimate based on the tax assumptions configured in your plan.

The total amount contributed each year to retirement accounts, including employee contributions and employer matching contributions.

This includes:

• 401(k) Contributions
• Traditional IRA Contributions
• Roth IRA Contributions
• Employer Match

These contributions are intended to support your long-term retirement goals.

Money remaining after estimated taxes, current expenses, and retirement account contributions.

WealthMap allocates this amount between Brokerage and Cash based on your selected allocation percentages.

Additional Annual Savings represents non-retirement savings that remain available outside retirement accounts.

The total amount saved each year across retirement accounts, employer matching contributions, brokerage investments, and cash savings.

This includes 401(k), Traditional IRA, Roth IRA, Employer Match, Brokerage Contributions, and Cash Contributions.

This metric helps you understand how much of your annual income is being directed toward your long-term financial goals.

Your retirement account contributions and Additional Annual Savings, divided by gross annual income. WealthMap uses 20% as its savings-rate benchmark for retirement readiness.